Call Us 314-961-7077 ☰ ˟
Logo
Email Us
Call Us 314-961-7077 Email Us
  • Home
  • Our Services
    • Employee Benefits
    • Personal Insurance
    • Vision and Dental Insurance
    • Short Term Health Insurance
    • Short Term Life Insurance
    • Voluntary Benefits
    • Pharmacy Benefits Management
    • Travel Health Insurance
    • Human Resource Consulting
    • HR Technology
  • Get A Quote
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About The Meyer Group, Inc.
    • Employee Directory
    • Our Location
    • Privacy Policy
  • Contact Us
Employee Benefits Icon

Employee Benefits

We browse through a wide variety of coverages and find the right one for you.

Learn More
Human Resource Consulting Icon

Human Resource Consulting

We browse through a wide variety of coverages and find the right one for you.

Learn More
Personal Insurance Icon

Personal Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Insurance for Small Businesses
TUESDAY, MAY 24, 2022

Insurance for Small Businesses

Owning a business is a huge responsibility. Unforeseen incidents can occur, and recovering from them can be financially burdensome. As a business owner, you are responsible for aspects like daily tasks and business functions, and you’re also expected to maintain a safe and healthy work environment. Having the right insurance coverage for your business can be an excellent way to take precautions if a business-related accident occurs.a wooden cutting board

What Insurance Should I Have?

There are several insurance policies to consider if you’re a business owner. Having the following insurance coverages can be a great way to prevent or recover from any hindrances that might occur at your place of work:

·        Commercial property insurance can help cover replacement costs and provide actual cash value, which is the repair cost minus depreciation related to the property, such as weather damage or fires.

·        General liability insurance typically functions by covering bodily injuries or property damage that occur as a result of your company’s products or services.

·        Employment practices liability can assist by covering wrongful acts that occur during the employment process, such as discrimination, wrongful termination, sexual harassment or retaliation.

·        Workers’ compensation is required in most states and will typically kick in if an employee experiences a work-related injury or illness.

·        Cyber liability insurance can protect your business from a cyber attack or interruption that can cause a loss in data, revenue and trust between you and your customers. It might be something to consider if your business relies on an online platform to operate.

·        Commercial auto insurance can help by covering any accidents that occur to a company-owned vehicle if an employee is at-fault for the accident.

·        Professional liability insurance, also known as errors and omissions (E&O) insurance, can protect your business against claims that a service you provided caused a client to suffer due to a mistake on your part or because you failed to perform a service.

While the above coverages are among the most common policies acquired by small businesses, it’s essential to learn more about other potential coverage options by contacting The Meyer Group, Inc.

Contact Our Agency

If you are a small business owner near St. Louis, Missouri, learn more about potential insurance policies for your organization by contacting the agents at The Meyer Group, Inc. today at 314-961-7077.

Posted 1:42 PM

Tags: business insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022

  • business insurance(3)
  • life insurance(2)
  • travel insurance(2)
  • auto insurance(2)
  • insurance(2)
  • health insurance(1)
  • home insurance(1)
  • car(1)
  • marine inland insurance(1)
  • accident(1)
  • coverage(1)
  • auto(1)

View Mobile Version

Contact Us Today!
314-961-7077

Social Social Social Social

Resources

  • Our Products
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

3636 S Geyer, Suite 110 | St. Louis, MO 63127
Ph: 314-961-7077 | Fx: 314-207-3376 | info@myrgrp.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder